As we know that Maker Dao's Endgame plan (SKY) will update DAI to USDS, here is one factor we should know.
The Frozen factor
In a discussion to clear up the confusion about DAI and USDS, Rune Christensen, co-founder of Sky (formerly MakerDAO), explained that the newly-formed USDS will have a freeze function just like centralized stablecoins like USDT/USDC, but DAI will remain the same as it is an immutable smart contract and cannot be changed.
Source : Rune to Wu Blockchain
The PRO point
Difficulty for hackers: If USDS gets hacked, SKY will thwart the hacker's ploy by freezing tokens and addresses, thus protecting investors by discouraging hackers. However, it is not yet known whether new tokens will be created for the affected investors in such a situation.
The CON point
End of economic freedom: USDS will become completely centralised. Just like Tether is freezing USDT that are used by US restricted regions, enterprises, and individuals; USDS will also start controlling its users according to the government’s decisions.
My Conclusion
USDS's importance is limited to centralized exchanges only, I will not take it in my wallet, I would prefer to keep wallet addresses away from such protocols which are able to freeze your assets.
