We know that CBDCs (Central Bank Digital Currency) are coming. And we know they probably won't produce the result as intended by the central authorities that release them.

Be that as it may, they are here. It's been done. Specifically, Membrane Finance has done it. The Finnish company has released the first regulated, EURO-based stablecoin into the market.

Every EUROe is backed by a 'physical' € apparently.

According to Membrane Finance, the goal is make everyday payments seamless and fast.

Transacting using EUROs is going to be quicker than settling a debit card payment at a POS and the fee should be lower. Or at least that's what they're saying.

Right. I'd still stick to cryptos. There are a lot of cryptos that can be used for transactions. My favourite is Algorand - I apologise because I must've said this a thousand times already - because it's ultra-quick and it costs next to nothing.

They can keep their EUROs, and their EUROes