Ripple (XRP) News, Price Predictions, Opinions and Analyses Created by Users

Ripple (XRP)

1,521 Articles 2012 Followers

Ripple Labs created the Ripple network and the XRP token in 2012 with the purpose of making cheaper, faster cross-border payments. Ripple was thought of by Jed McCaleb (founder of the Stellar Foundation), Arthur Britto and David Schwartz, and developed from an earlier idea called OpenCoin. 

Ripple’s specific purpose as a settlement system has seen it form multiple partnerships with banks, forming a network that has since been termed as “RippleNet”. Ripple’s extensive collaboration with banks - including cross-border pilot programs - has won favor with financial institutions in several continents, and executives from the company have been known to discuss the implementation of decentralized financial systems with high-level financial industry insiders, like the IMF’s Christine Lagarde. 

Ripple also has close ties to SBI Financial Holdings, a Japanese financial giant that is keen on leveraging the token to improve financial services in Asia. President Yoshitaka Kitao has joined the Ripple Board of Directors. This, along with the extensive efforts to help banks test cross-border payments using Ripple’s technology, has emboldened investors, who believe that Ripple will act as something of a bridge between traditional banking systems and new technologically-empowered systems. 

Ripple’s quicker settlement times compared to Bitcoin (transactions take a few seconds to get validated) and its lack of energy-intensive mining has led some people to say that it is a better means of exchange than Bitcoin itself. Having said this, Ripple is still primarily focused on becoming a new form of SWIFT, one that can assist existing banks and its customers speed up international payments.

In this tag, read Ripple (XRP) news, price predictions, opinions and analyses created by users.

Ripple published a report for Q4: XRP sales fell by 80%, but it's not so bad

26 Jan 2020 2 minute read 2 comments Elwira

Ripple. the company managing XRP tokens, has published a Market Report for the last quarter of 2019. The report states that the company does it voluntarily to provide information and transparency about the state of the XRP marketand institutional sal...


26 Jan 2020 1 minute read 0 comments Digital Asset Thinker

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XRP: A Model for Central Bank Digital Currencies

26 Jan 2020 1 minute read 2 comments Lanky Asha'man

With the Davos World Economic Forum coming to a close, it is apparent that many world leaders are looking into new ways to inject liquidity into an economy that has been is running out of steam.  Endlessly printing money and lowering interest rates a...

Ripple is in talks with SEC regarding XRP’s Regulatory status

25 Jan 2020 1 minute read 1 comment

Ripple (XRP) seems to be showing serious concerns about its regulatory status as the company is constantly in talks with SEC on this matter. In the crypto industry, the most common regulatory discussion is whether a digital asset has legal status or...

Ripple's IPO causing FUD .... WHY?

25 Jan 2020 1 minute read 0 comments Ghengis

In the last month or so, Ripple received $200 million in Series C investors funding.  Whilst it was unknown what they would use the money for, it is generally used for acquisitions or setting up for an IPO (Initial Public Offering).   So, Brad Garlin...


25 Jan 2020 1 minute read 5 comments Digital Asset Thinker

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Ripple IPO could be coming soon hints Garlinghouse

25 Jan 2020 2 minute read 0 comments Treeπ

Brad Garlinghouse, CEO of Ripple, said that initial public offerings (IPOs) will start becoming more common in the fields of cryptocurrency and blockchain according to a report by Cointelegraph. Speaking at the World Economic Forum in Davos, Garlingh...

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