Ripple (XRP)

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Ripple Labs created the Ripple network and the XRP token in 2012 with the purpose of making cheaper, faster cross-border payments. Ripple was thought of by Jed McCaleb (founder of the Stellar Foundation), Arthur Britto and David Schwartz, and developed from an earlier idea called OpenCoin. 

Ripple’s specific purpose as a settlement system has seen it form multiple partnerships with banks, forming a network that has since been termed as “RippleNet”. Ripple’s extensive collaboration with banks - including cross-border pilot programs - has won favor with financial institutions in several continents, and executives from the company have been known to discuss the implementation of decentralized financial systems with high-level financial industry insiders, like the IMF’s Christine Lagarde. 

Ripple also has close ties to SBI Financial Holdings, a Japanese financial giant that is keen on leveraging the token to improve financial services in Asia. President Yoshitaka Kitao has joined the Ripple Board of Directors. This, along with the extensive efforts to help banks test cross-border payments using Ripple’s technology, has emboldened investors, who believe that Ripple will act as something of a bridge between traditional banking systems and new technologically-empowered systems. 

Ripple’s quicker settlement times compared to Bitcoin (transactions take a few seconds to get validated) and its lack of energy-intensive mining has led some people to say that it is a better means of exchange than Bitcoin itself. Having said this, Ripple is still primarily focused on becoming a new form of SWIFT, one that can assist existing banks and its customers speed up international payments.

In this tag, read Ripple (XRP) news, price predictions, opinions and analyses created by users.


Time for XRP to Shine?

3 May 2025 1 minute read 3 comments idiosyncratic

Having the 4th highest market capitalization in the crypto ecosystem, XRP is one of the most controversial projects. Contrary to the majority of cryptocurrencies, XRP adopts a B2B (business - to -business) model for its main services. Since 2018, the...

In The World Of Crypto - 3 MAY 2025

3 May 2025 2 minute read 0 comments Myxoplixx

Greetings crypto-fam let's dive in. First up, the breaking news, Arizona Governor Katie Hobbs just yoinked a bill that would’ve let the state hoard BTC like a dragon guarding gold. This “Digital Assets Strategic Reserve” bill was poised to make Arizo...

The SEC again delays its decision on Franklin Templeton's XRP spot ETF until June 2025.

2 May 2025 1 minute read 1 comment Albertocrypto

The U.S. Securities and Exchange Commission (SEC) has again delayed its decision on Franklin Templeton's proposed XRP spot ETF, extending the deadline to June 17, 2025. Although some investors are concerned, experts assure that this delay is not caus...

Crypto Built in America: 3 U.S. Projects That Might Save Your Portfolio in 2025

1 May 2025 2 minute read 0 comments NickG

Everyone’s out here riding memecoins and praying to the Solana gods. Cool. But when the next regulatory storm hits?You better be holding assets that can stand in front of Congress and survive. America’s setting up the new crypto order.And these thre...

In The World Of Crypto -1 May 2025

1 May 2025 2 minute read 0 comments Myxoplixx

Greeting crypto-fam lets dive in. The biggest headline? Bitcoin (BTC) officially surpassed Google (Alphabet) in market capitalization, making it the fifth most valuable asset on the planet, only gold, Microsoft, Apple, and Saudi Aramco are ahead now....

Massive Crypto Preparations in US Institutions

1 May 2025 7 minute read 2 comments Perfectionist25

US President Donald Trump made big promises to cryptocurrencies before the elections. He said Bitcoin will be one of the reserve currencies of this country. He made many promises, but what he did later with both Trump Coin and Melania Coin made many...

New XRP ETFs Could Change Everything… or Nothing. Here’s Why

30 Apr 2025 4 minute read 2 comments Talha.Khalid

A wave of exchange-traded funds (ETFs) linked to XRP, the cryptocurrency issued by Ripple Labs, has sparked excitement among investors. The potential for these financial instruments, especially spot ETFs, to boost the price of XRP and drive instituti...

In The World Of Crypto 28 APR 2025

29 Apr 2025 2 minute read 0 comments Myxoplixx

Greetings crypto-fam let's dive in. First up, the big news rocking the crypto sphere is the SEC greenlighting 3X long and short XRP ETFs. This is huge, folks. XRP, the token tied to Ripple’s cross-border payment network, has been a regulatory punchin...

Top 3 AI + Crypto Projects You Need to Stack Before 2025 Gets Wild

27 Apr 2025 2 minute read 0 comments NickG

The crypto streets are heating up again. Between XRP court drama, Bitcoin flirting with new highs, and Ethereum setting up Layer 2 dominance, it’s clear the smart money’s already loading their bags. But here’s the thing: if you’re not paying attenti...

XRP’s Big Comeback? Here’s What’s Happening in April 2025

23 Apr 2025 1 minute read 0 comments Traderfy

The crypto market’s heating up this April and XRP is right in the middle of the action. After years of legal battles and market uncertainty things are finally looking up for Ripple’s token. So what’s going on with XRP right now? Let’s dive in.   Curr...