Ripple (XRP)

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Ripple Labs created the Ripple network and the XRP token in 2012 with the purpose of making cheaper, faster cross-border payments. Ripple was thought of by Jed McCaleb (founder of the Stellar Foundation), Arthur Britto and David Schwartz, and developed from an earlier idea called OpenCoin. 

Ripple’s specific purpose as a settlement system has seen it form multiple partnerships with banks, forming a network that has since been termed as “RippleNet”. Ripple’s extensive collaboration with banks - including cross-border pilot programs - has won favor with financial institutions in several continents, and executives from the company have been known to discuss the implementation of decentralized financial systems with high-level financial industry insiders, like the IMF’s Christine Lagarde. 

Ripple also has close ties to SBI Financial Holdings, a Japanese financial giant that is keen on leveraging the token to improve financial services in Asia. President Yoshitaka Kitao has joined the Ripple Board of Directors. This, along with the extensive efforts to help banks test cross-border payments using Ripple’s technology, has emboldened investors, who believe that Ripple will act as something of a bridge between traditional banking systems and new technologically-empowered systems. 

Ripple’s quicker settlement times compared to Bitcoin (transactions take a few seconds to get validated) and its lack of energy-intensive mining has led some people to say that it is a better means of exchange than Bitcoin itself. Having said this, Ripple is still primarily focused on becoming a new form of SWIFT, one that can assist existing banks and its customers speed up international payments.

In this tag, read Ripple (XRP) news, price predictions, opinions and analyses created by users.


XRP’s Institutional Leap: Big Banks, ETFs, And The New Crypto Reality

15 Jul 2025 1 minute read 0 comments Myxoplixx

In a major sign that crypto is moving into the mainstream, Ripple has partnered with BNY Mellon, one of the world’s largest banks, to safeguard the reserves for its new XRP-based stablecoin, RLUSD. This partnership is a big deal because BNY Mellon ma...

Rising Confidence Sets Record in Crypto Markets

15 Jul 2025 3 minute read 0 comments Perfectionist25

Signs of a softening global economic outlook have led to a search for direction in the markets. Cryptocurrencies have been the asset class that has reacted most quickly and strongly to this process. Expectations that the Fed may initiate interest rat...

From Bitcoin to Everything: When Facts and Opinions Become the Direction of Division

14 Jul 2025 1 minute read 0 comments Kenzoo

Facts and opinions in the crypto world debate seem to give rise to many divisions, splitting projects into two or even more. The public will certainly refer to the initial debate that gave rise to the division of two major camps from one community be...

Is XRP About to Take Off? Ripple’s Comeback Might Be Closer Than You Think

13 Jul 2025 7 minute read 0 comments MakeItReal

Hello HODLers! XRP is showing signs of awakening… and this time, it might just be real. As the entire crypto market rides high on Bitcoin’s fresh All-Time High, eyes are turning back to one of the most controversial — yet resilient — players in the g...

XRP Is No Longer a Bet. It’s a Signal.

12 Jul 2025 1 minute read 0 comments CryptoFam

XRP isn’t just pumping. It’s pivoting into a new phase — one where real capital, not just community faith, is driving the narrative. A leveraged XRP ETF is nearing $250 million in assets under management. That’s not memecoin speculation. That’s insti...

Weekly Recap: Bitcoin Tests $110,000, and a “Rival” to the Ethereum Foundation Emerges

6 Jul 2025 3 minute read 1 comment AdamNovocaine

The price of the leading cryptocurrency tested the $110,000 level, a developer launched the Ethereum Community Foundation, Kazakhstan backed the idea of a state crypto reserve, and other key events of the past week. Bitcoin Fails to Hold $110,000The...

July’s Crypto Catalysts: Robinhood, Circle, and Tuttle Set The Stage For Market Upheaval

5 Jul 2025 1 minute read 0 comments Myxoplixx

July 2025 is shaping up to be a pivotal month for the crypto sector, with a trio of major catalysts poised to reshape the market landscape. Robinhood’s launch of tokenized U.S. stocks for EU users on Arbitrum marks a watershed moment. By offering 24/...

Ripple’s Grandmaster Move: Banking On The Future Of Digital Finance

4 Jul 2025 1 minute read 0 comments Myxoplixx

Ripple is making bold moves that could reshape the financial landscape, and it’s doing so with a strategy that feels several steps ahead of the competition. The company has applied for a national bank charter and a Federal Reserve master account, whi...

Ripple Takes The FIrst Step Toward Becoming a Bank

2 Jul 2025 1 minute read 1 comment Talha.Khalid

Ripple, the issuer of the XRP and Ripple USD (RLUSD) cryptocurrencies, has filed an application for a national banking license in the United States. If approved, it would place its dollar-backed stablecoin RLUSD under the direct supervision of the Of...

Ripple CEO Gets XRP Tattoo

1 Jul 2025 2 minute read 8 comments cryptogod-1

Good day everyone, I hope you are all having a good day, welcome to CryptoGod-1's blog on all things crypto. In this post I will be looking at the recent tattoo by Ripple CEO Brad Garlinghouse.     Ripple CEO Gets XRP Tattoo The CEO of Ripple, Brad G...