Stablecoin

1,165 Articles 54 Followers

A stablecoin is a digital token that is pegged to a certain value, usually in a 1:1 ratio with a fiat currency like the US dollar. For example, the USD Coin (USDC) launched by Coinbase is backed by US Dollars in a 1:1 ratio. Most stablecoins in reality deviate from the $1 position ever so slightly, 

Most stablecoins are pegged to a fiat currency, with the US Dollar being a popular choice. However, some stablecoin ventures distinguish themselves by backing their stablecoins with other assets. 

An example of this kind of stablecoin is the well known MakerDAO ecosystem, which is a stablecoin ecosystem that consists of two tokens: the stablecoin DAI and the governance/utility token MKR. The stablecoins are backed by Collateralized Debt Positions which demand Ether as collateral. There is a complex mechanism in place to ensure that the token does not deviate from the $1 value.

Stablecoins have been ascending in popularity in discussion in 2019. This is largely because there is some consensus in the idea that stablecoins are effective in combating the volatility of the market. Since the value of these tokens remain stable, investors who use stablecoins do not have to worry as much about bear markets, and can use these tokens to make investments during these bear markets to gain profit.

As most stablecoins are pegged to fiat currency, there has been scrutiny on the finances of stablecoin issuers, who must confirm that they possess the reserves to back the total value of stablecoins. This increased scrutiny has led to calls for more audits and better transparency.


Visa’s Crypto Mandate: The Institutional Domino Effect Begins

20 Jun 2025 2 minute read 0 comments Myxoplixx

In a move that’s shaking up the financial world, Visa has just mandated a crypto strategy across its enormous $16 trillion payment network, signaling that digital assets are no longer the fringe experiment many once thought. This isn’t just a tech up...

Crypto Finds Its Lanes: Bitcoin, Ethereum, And Stablecoins Redefine The Market

10 Jul 2025 2 minute read 0 comments Myxoplixx

There’s a major shift happening in how money moves through the crypto world, and it’s changing the way people and companies think about digital assets. For the first time ever, Ethereum’s futures trading volume has passed Bitcoin’s, with 62.1 billion...

Circle’s High-Wire Act: Big Valuation, Thin Margins, And Coinbase Dependence

21 Jun 2025 1 minute read 0 comments Myxoplixx

Circle, the company behind the USDC stablecoin, is now valued at about 70% of Coinbase’s market cap, even though it hands over more than half of its revenue to Coinbase for distribution and partnership fees. This situation has caught the attention of...

The stir over the GENIUS Stablecoins bill in the US has intensified

13 Jun 2025 1 minute read 0 comments Yugocean

Bill is ready for Vote      The GENIUS Stablecoins bill has received initial approval in the US Senate by a vote of 68-30. Now this bill will be presented for full Senate voting, this bill is aimed at establishing a regulatory framework for the stabl...

The European Central Bank Fears That Stablecoins Will Diminish its Power.

5 Jul 2025 2 minute read 1 comment Talha.Khalid

Stablecoins are reshaping the global financial landscape and setting off alarm bells at the European Central Bank (ECB). ECB President Christine Lagarde has warned that these cryptocurrencies threaten to erode central banks' ability to control moneta...

What's your go-to method for catching early token launches?

20 Jun 2025 1 minute read 1 comment Bulebule22

I've been getting more into on-chain launches lately, especially the fast-moving meme coins and low-cap tokens that pop up on Base and Solana. The problem is, by the time I find them on a DEX, the price has usually already pumped hard. So I've starte...

The Stablecoin Illusion: What “1:1 Backed” Really Means—and Why It Matters

3 Jul 2025 2 minute read 0 comments Johnbull Myson

Stablecoins have long been marketed as the safe, predictable corner of crypto — a place where volatility stops and the value of your digital dollar remains constant. Whether you're trading, saving, or hedging, stablecoins like Tether (USDT), USDC, or...

Plasma Raises $500M in Minutes as SocGen Launches USD Stablecoin

10 Jun 2025 1 minute read 0 comments Roughcore/Purein10th

A quiet but decisive shift is underway in the stablecoin arena.   On one front, Societe Generale's crypto arm, SocGen-Forge, has introduced a USD-pegged stablecoin - USD CoinVertible (USDCV) - set to go live on Ethereum and Solana. Backed by reserv...

💵 How Stablecoins Are Changing Money (Even Without You Knowing)

22 Jun 2025 2 minute read 2 comments Cloudy12

By Crypto Hustle NG Hey everyone! If you're into crypto like I am, you've probably heard of stablecoins like USDT, USDC, or even new ones launched by banks. But here’s the wild part: stablecoins are quietly changing how money works — and most people...

Could the GENIUS Act Be the Turning Point for Stablecoins?

18 Jun 2025 1 minute read 0 comments Bulebule22

The news about the GENIUS Act passing the Senate really caught my attention. I’ve been following the stablecoin conversation for a while and this feels like one of those moves that could actually change how crypto fits into the US system. For me I’ve...